Three lending options
to take you home!

No matter where you are in your home-ownership
adventure, SIS has the lending option to fit your needs.

Submit a mortgage application or come by a
branch today for your chance to win a new TV*!

Home Equity Line of Credit**

3.99%
Fixed APR

for 4 years -
Converts to Prime +0.00%

Construction Loan***

One-Time
Closing

Discounted
Processing Fee

Mortgage Special****

Close a new residential loan by 6/30/18
and get $350 to Springvale Nurseries.

Contact one of our Mortgage Consultants
today for more information.

*Must be 18 years of age or over. The random drawing for the TV will be held on June 30, 2018. Need not be present to win. The decision of bank management is final. Limit one entry per mortgage application. Prize not redeemable for cash. SIS employees, directors and their immediate family members are not eligible to win. Odds of winning are dependent on the number of entries.

**After the first four years, the Annual Percentage Rate (APR) is variable. "Prime" (or the "Prime Rate") is the highest US Prime Rate published in the "Money Rates" column of the Wall Street Journal. The initial APR of 3.99% is a promotional, fixed rate which applies for the first four years after your line of credit is open. After four years, the rate changes to Prime plus 0.00%, which is a variable rate, changing monthly with changes in the Prime rate. However, at no time will your APR exceed 18% per year and during the variable portion of your loan, will not be lower than 4.50%. Rates are effective as of April 30, 2018 and are subject to change. There are no fees to establish a line of credit but if you payoff and close the line in 3 years or less, you will pay a fee of $400. Other rates and terms apply. Offer is valid for owner-occupied 1-4 family residences, including second homes, up to 80% loan-to-value. Mobile homes and seasonal cottages are excluded from this offer. Property insurance is required on the property that secures the loan. This line is subject to credit approval and requires an initial new advance of $25,000. At least one borrower on the loan must have an SIS Bank relationship to include a checking account or bundle product. Maximum line of $500,000.

***Construction loans have a one-time closing for the construction phase and the permanent phase. Processing fee will be discounted by $300 for this promotion. No other discounts apply. Offer is valid for customers who are building a 1-4 family residential home and are financing directly with the SIS Residential Lending team.

****Gift card is available to new purchase or construction mortgage loan customers of SIS who have a checking account or bundle product. Correspondent loan business does not qualify for this promotion. One gift card per closed mortgage, presented at closing. All applicable taxes and gratuities for the TV and gift card are the responsibility of the winner.