Certificates of Deposit

With our history of helping families achieve their financial goals, SIS Bank offers a full range of savings plans designed to help you save regularly and build financial security. Since we are a savings bank, our deposit service professionals will work with you to establish an ongoing recurring savings plan that best suits your unique objectives. Our products give you safety, guaranteed yields, no risk and easy access.

Check Current Rates

Please select an account below for more information:

No Penalty CD

Our 7 Month, No Penalty CD features a great rate with flexibility. Click here for current rates.
 

The SIS Bump-up CD*

The CD that gives you the option to bump-up the rate one time during the term

This great product gives our customers the ability to choose to bump up their rate to SIS CD available in the same term rate.

Here’s how it works:

  1. If SIS advertises the same CD term with a higher rate, you have the option of a one-time bump-up to the current rate.
  2. You decide when you want to exercise your bump-up and come into an SIS office to bump-up to the higher rate.
  3. Your choice. Your pick. Your timing. 

Remember, you must ask us to bump-up your CD rate, we will not automatically increase your rate. Limit of one rate increase per Bump-Up CD Term. Not available to IRAs.

To open a Bump-Up CD, go to your local SIS branch or call us at 1-888-226-5747

Check Rates

*"Bump-up" CD allows a one-time rate adjustment during the term to a higher SIS posted CD rate of the same term for the remainder of the term. Penalty may be assessed for early withdrawal. Fees and withdrawals could reduce earnings on accounts.

Silver Link CDs

Maintain an operative checking or NOW account and receive preferred interest rates on our SIS Silver Link CDs.

Just by maintaining an operative checking or NOW account with us you can receive preferred interest rates on our SIS Silver Link CDs.

  • $10,000 minimum balance to open
  • $10,000 minimum balance to earn interest
  • Monthly compounded interest is credited to account on the last business day of each month
  • Fixed interest rate for term of Silver Link CD
  • A penalty may be imposed on withdrawal of principal
  • No annual fee SIS MasterMoney® ATM/Debit card for qualified applicants with related checking account
  • Fees may reduce earnings on this account

Check Rates

The preferred Silver Link interest rate(s) is limited to personal and business deposits.

Transaction limitations – After the account is opened, you may not make deposits into or withdrawals of principal from CD accounts until the maturity date. Withdrawal of interest is allowed.

Traditional CDs

SIS Bank can offer you a smoother ride with great rates on CD accounts.

Does the stock market make you queasy? The market’s ups and downs can give you an unsettled feeling. SIS Bank can offer you a smoother ride with great rates on CD accounts. 

  • Low $500 minimum deposit to open
  • $500 minimum balance to earn interest
  • Terms available from 91 days to 10 years
  • Fixed interest rate for term of CD
  • Automatic renewal
  • A penalty may be imposed on withdrawal of principal before maturity
  • Fees may reduce earnings on this account

Check Rates

Transaction limitations – After the account is opened, you may not make deposits into or withdrawals of principal from CD accounts until the maturity date. Withdrawal of interest is allowed.