Checking

Fast-Lane Checking

The account that pays you for shopping, dining out, or other things that you do everyday.

InteriorWebAds-UltimateCheck

Receiving money at any time is a great feeling, but what if you could get money while actually spending money? With the SIS Fast-Lane Checking account, you will get cash rewards every time you use your debit card when you make a purchase!* How great is that? If you’re the quick-spender who likes to use your debit card for your morning coffee, while catching a movie on the weekend, or just plain don’t carry hard cash on you, then check out how Fast-Lane can benefit you.

You’ll receive all the benefits of eBanking, plus:

Benefits  
Cash rewards – up to $5/month for 20 debit card purchases* Yes
$25 for Direct Deposit** Yes
Fee Free SIS Debit MasterCard® Yes
Monthly Service Charge None
Ability to Open Online Yes
Minimum to Open None
Minimum Balance Requirement None
One Convenient Monthly Statement Yes
Free Online Banking Yes
Free Unlimited Bill Pay Yes
Free 24/7 Telephone Banking Yes
Free Purchase Rewards Yes
Unlimited Check Writing Yes
Overdraft Privilege & Line of Credit Available for Overdraft Protection Yes
Download to Quicken®/QuickBooks® Yes
Flexibility & Liquidity Without Restrictions Yes
One Single Account Without Any Required Transfers Yes
Switching Made Hassle-free Yes

* We will pay $0.25 for each debit card purchase that posts and clears, up to a maximum of $5.00 per statement cycle. No minimum balance required to maintain account. Earned cash amounts will appear on the following month's statement. Must have eStatement only.
** Reward offer is available for new Fast Lane Checking accounts. To receive the one-time $25 direct deposit reward, a direct deposit must be established within 90 days of new account opening.

Open Account Switch Kit

Ultimate Checking

This is the ultimate checking account available in the marketplace today.

Get more and do more with your money. The SIS Ultimate Checking account fits its name perfectly, because it is the ultimate checking account available today! With Ultimate Checking you can use any bank's ATM without having to pay a fee – we'll do it for you!* We know you are busy and on the road and now you don't have to search for an SIS ATM - you can use whatever ATM is available to you. You’ve made the money, so why have to pay to use it? That isn’t the only thing you’ll get with Ultimate Checking, see below the other great benefits that come with it!

Benefits  
Fee-free ATM Access Anywhere You Travel* Yes
Monthly Service Charge None
Ability to Open Online Yes
Minimum to Open None
Minimum Balance Requirement None
Premium Rate of Interest on Balances Over $2,500** Yes
Fee Free SIS Debit MasterCard® Yes
Free Checks for the Life of the Account Yes
One Convenient Monthly Statement Yes
Free Online Banking Yes
Free Unlimited Bill Pay Yes
Free 24/7 Telephone Banking Yes
Unlimited Check Writing with Interest Yes
Overdraft Privilege & Line of Credit Available for Overdraft Protection Yes
Download to Quicken®/QuickBooks® Yes
Electronic Statements Yes
Free Treasurers' Checks Yes
Flexibility & Liquidity Without Restrictions Yes
One Single Account Without Any Required Transfers Yes
Switching Made Hassle-free Yes

* Use another bank's ATM and SIS will rebate the service fee charged by other banks if you have an SIS Debit MasterCard®.
**This is a variable rate account, the rate may change after the account is opened. Rate may change at anytime without notice.

So what’s not to love about the SIS Ultimate Checking Account? To get started, visit any of our local branches and speak with one of our friendly customer service representatives to get started today, or click below to get the process started online. It’s good to feel ultimate!

Open Account Switch Kit Check Rates

Ultimate ECO Checking

Get free ATMs anywhere and earns a premium interest rate on balances over $2,500.

Do you like saving the environment, a known “tree-hugger” of sorts? Or maybe you just don’t like dealing with clutter on the kitchen table. Whatever the reason, the SIS Ultimate ECO-Checking account can help. Get all the ultimate in benefits, without involving all the paper! Whether it's for the green thumb in you or for pleasing the organized and clean side of your lifestyle, you can help lessen the impact on your environment. Ultimate ECO-Checking is the optimal green option. You just simply agree to receive your statement electronically instead of through the mail, all in the convenient place of your Online Banking profile.

Plus you get the added benefits of our regular Ultimate Checking account. See for yourself!

Benefits  
Fee-free ATM Access Anywhere You Travel* Yes
Monthly Service Charge None
Ability to Open Online Yes, Required
Minimum to Open None
Miminum Balance Requirement None
Fee Free SIS Debit MasterCard® Yes
Premium Rate of Interest on Balances over $2,500** Yes
One Convenient Monthly Electronic Statement Yes
Eco-friendly checks Yes, first pack is free
Free Online Banking Yes
Free Unlimited Bill Pay Yes
Free 24/7 Telephone Banking Yes
Unlimited Check Writing with Interest Yes
Overdraft Privilege & Line of Credit Available for Overdraft Protection Yes
Download to Quicken®/QuickBooks® Yes
Electronic Statements Yes
Free Treasurers' Checks Yes
Flexibility & Liquidity Without Restrictions Yes
One Single Account Without Any Required Transfers Yes
Switching Made Hassle-free Yes

* Use another bank’s ATM and SIS will rebate the service fee charged by other banks if you have an SIS Debit MasterCard®.
**This is a variable rate account, the rate may change after the account is opened. Rate may change at anytime without notice.

Are you ready to make the switch and go green? Here are a few things you should know:

  • Except as otherwise noted, the balance is the daily balance which is the amount of principal in the account each day.
  • Fees could reduce earnings on the account. Please ask us for an account disclosure for more details and a schedule of fees on any of these accounts.
  • To obtain our current interest rates you may call 207-324-2285 or 1-888-BANK-SIS (1-888-226-5747).

Open Account Switch Kit Check Rates

Checking Switch Kit

Our switch kit makes it easy to reroute direct deposits or auto pays to a new SIS account.

Switching Made Hassle-free

We understand that your time is important. SIS Bank wants to make switching your relationship as effortless and hassle-free as possible.

Click here to download our Switch Kit today. You will need Adobe Reader to view the Switch Kit. You can download Adobe Reader free by using the link below:

eBanking @ the speed of life

We know your day doesn't stop at 5:00pm. SIS Online Banking allows you to access your accounts 24/7!