Personal Loans

As a local community bank lender serving all of York County and parts of Cumberland County, SIS offers a full range of consumer loans for new and used vehicles, boats, home equity, recreational vehicles, motor homes, education, credit cards and personal loans (secured and unsecured).

Our local team of professional consumer lenders will take the time to interview, process and underwrite your loan request while paying close attention to your individual needs.

Our consumer loan rates are subject to change without notice: 
Contact us for current consumer loan rate information.

Our Consumer Loan Programs include:

  • No application fees
  • No prepayment penalties
  • Fast in-house approvals
  • No annual fees
  • No closing costs on certain home equity loan plans
  • True simple interest calculations
  • Fixed rates except for lines of credit
  • Equity loans against second and seasonal homes

Click below to view our variety of consumer loans.

Motor Home Loans

We can help you hit the open road quickly and affordable with a SIS Motorhome loan.

Are you ready to explore the “Good Old USA?” We can help you hit the open road quickly and affordable with a SIS Motorhome loan. Rates and terms vary based on the age of the motor home and down payment.

Recreational Vehicles

A SIS RV loan can get you out on the open road, on the water, or in the snow quickly and conveniently.

A SIS RV loan can get you out on the open road, on the water, or in the snow quickly and conveniently. Rates, terms, and down payments vary based on the age and type of RV being purchased. Inquire about special rate discounts for automatic payment deduction from an SIS checking account.

Motor Vehicle Loans

SIS will make owning a brand new or used car and truck easy and affordable for you.

SIS will make owning a brand new or used car and truck easy and affordable for you. Rates, terms, and down payment requirements vary with the age and type of vehicle being purchased. Auto and truck loans can be for purchase or refinance. Please inquire about special rate discounts for automatic payment deduction from an SIS checking account.